Invest confidently with segregated funds

We’ll meet you where you are, and help you get clear on your goals, and build a plan you feel confident about.

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Meet the investment product with a guarantee

Extra investment protection

With a maturity or death benefit guarantee of 75% or 100%*, segregated funds provide protection from market volatility and keep your principal investment safe.

Professionally managed

Our fund managers are experienced in navigating all market conditions. With extensive research capabilities and expertise in selecting investments, they optimize your portfolio, so you don’t have to.

Simple payouts

Like a life insurance policy, proceeds from your segregated fund are paid out directly to named beneficiaries, quickly and without hassle.

Why invest with Co-operators?

Personalized advice

Wherever you are on your path to investing, we offer friendly, holistic and tailored advice.

Straightforward investing

We make it easy to invest with a wide range of investment products for new and experienced investors.

Co-operative values

We’re proudly Canadian and put our clients first. As your partner and neighbour, we’re as invested as you are.

Ready to invest in segregated funds?

For more than 80 years, we’ve been helping Canadians build and protect their financial futures. With more than 600 locations across the country, a financial representative is ready to chat when you are.

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* Maturity and death benefit guarantees are not available upon surrender of the segregated fund policy and are proportionally reduced by any withdrawals from or investment transfer out of the segregated fund. Subject to any applicable death and maturity guarantee, any part of the premium or other amount that is allocated to a segregated fund is invested at the risk of the policyholder and may increase or decrease in value.

Segregated funds and annuities are administered by Co-operators Life Insurance Company. In Quebec, a licensed insurance advisor is a Financial Security Advisor or a Representative. www.cooperators.ca | 1-800-454-8061

Co-operators Life Insurance Company is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please refer to our privacy policy for more information. ©2025 Co-operators Life Insurance Company