A smarter TFSA starts with personalized support

Open a Tax-Free Savings Account (TFSA) and we’ll help you build a savings plan that works for you.

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Meet the all-purpose savings tool

A TFSA is great way to help you save for almost anything – like big-ticket items, a down payment, tuition or retirement.

Tax-free growth and withdrawals

Every dollar in your account grows tax-free. You won’t pay taxes on gains, dividends or interest earned. And you won’t pay taxes when you make withdrawals.

Unlimited carry-over

The Canada Revenue Agency (CRA) sets an annual contribution limit for TFSAs. If you have unused contribution room, it carries forward from year to year.

Contribute for as long as you want

There’s no age limit when it comes to making contributions. So, you can start today and continue building your wealth well into your retirement years.

Why invest with Co-operators?

Personalized advice

Wherever you are on your path to investing, we offer friendly, holistic and tailored advice.

Straightforward investing

We make it easy to invest with a wide range of investment products for new and experienced investors.

Co-operative values

We’re proudly Canadian and put our clients first. As your partner and neighbour, we’re as invested as you are.

Ready to open a TFSA?

For more than 80 years, we’ve been helping Canadians build and protect their financial futures. With more than 600 locations across the country, a financial representative is ready to chat when you are.

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Mutual funds are offered through Co-operators Financial Investment Services Inc. to Canadian residents except those in Québec and the territories. Segregated funds and annuities are administered by Co-operators Life Insurance Company. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits. Their values change frequently and past performance may not be repeated. The information contained in this report was obtained from sources believed to be reliable; however, we cannot guarantee that it is accurate or complete and it should not be considered personal taxation advice. We are not tax advisors and we recommend that clients seek independent advice from a professional tax advisor on tax related matters. In Quebec, a licensed insurance advisor is a Financial Security Advisor or a Representative. www.cooperators.ca | 1-800-454-8061

Co-operators Financial Investment Services Inc. And Co-operators Life Insurance Company are committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please refer to our privacy policy for more information. Co-operators® is a registered trademark of The Co-operators Group Limited and is used with permission. ©2025 Co-operators Financial Investment Services Inc. ©2025 Co-operators Life Insurance Company