Sustainable products and services
We develop insurance and investment products and advice to support sustainability, while making Canadian homes and communities more resilient to a rapidly changing world.
Embedding sustainability
We support our clients in making more sustainable choices and building their personal resilience. Together, we work to catalyze sustainability and resilience in our society.
Insurance products for sustainability
Our insurance products offer protection against risks, including climate-related risks like flooding.
Read more about our insurance products for sustainability and resilience
Paperless delivery
Paperless delivery helps us reduce waste. That’s why we encourage our home, auto, farm and business insurance clients to switch to paperless. It’s convenient, secure and helps reduce our environmental footprint.
Claims and the circular economy
Our sustainable claims and partnerships promote the circular economy and reduce waste from the claims process.
Sustainable investment solutions
Through sustainable investment solutions, clients can access mutual funds that drive positive outcomes: achieving your financial goals, while addressing some of the biggest issues facing our communities and the planet.
Read about the carbon footprint of our investment portfolios
Carbon footprint reporting
We have an interim target to reduce the emissions of our operations by 45% between 2019 and 2030, before achieving net zero no later than 2040.
Rerouting waste, redefining progress
We’re committed to reducing insurance waste and promoting the circular economy through our sustainable claims solutions. They are designed to reduce environmental impact and save costs that are reinvested to help clients rebuild in more sustainable and resilient ways.
Download the sustainable claims solutions transcript
Emissions from claims are currently outside of our operational greenhouse gas emissions boundary. The reductions mentioned in this video are estimations based on available data.
2024 Integrated Annual Report
Our co-operative is linked to the complex and dynamic world around us, and we report on how we engage with the world through our various roles – as an insurer, a financial planner, an investor, a business and a co-operative.
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
|
|---|---|---|---|---|---|---|
| Energy Consumption (GJ) | 130,670 | 114,793 | 101,241 | 98,246 | 84,740 | 53,421 |