Site Map - The Co-operators

ca

• Alberta
• New Brunswick
• Northwest Territories
• British Columbia
• Newfoundland and Labrador
• Ontario
• Manitoba
• Nova Scotia
• Prince Edward Island
• Quebec
• Saskatchewan
• Yukon

• Insurance
  • Home insurance
    • What is home insurance?
      • Water Loss Prevention
    • Home insurance plans
    • How to save on home insurance
    • Why does Co-operators do property inspections?
    • Homeowner insurance
    • Home insurance in Quebec
    • Condo insurance
      • Condominium insurance for Quebec
    • Tenant insurance
    • Insurance for seasonal homes
    • Mortgage Insurance
    • Discounts and savings
    • Home and property insurance
  • Auto insurance
    • Personal auto insurance
    • Recreational vehicle insurance
    • How to save on auto insurance
    • Collision: now what?
    • Special Programs
      • Accident Forgiveness
      • Uninsured Vehicles
      • Medically at-risk drivers
      • Auto reform in Ontario
        • Accident Benefits Choices for Ontario auto insurance reforms
    • Discounts and savings
  • Life insurance
    • Meet our financial services advisors
      • Étienne Joly
      • Hanen Ben Tara
      • Houssemeddine Noufi
      • Hugo Poisson
      • Jean Chabot
      • Nikole Posso
    • Life insurance for starters
    • Life insurance for families
    • Life insurance for retirement
    • Term life insurance
    • Permanent life insurance
    • Critical illness insurance
    • Mortgage insurance
  • Travel insurance
    • Travel insurance for Canadian residents
    • Travel insurance for long-term visitors to Canada
    • Travel insurance for visitors to Canada
    • Travel insurance for international students
• Investments
  • Investment accounts and options
    • Tax-Free Savings Account
    • Registered Retirement Savings Plan
    • Segregated funds
      • Fund information sheets
      • Information folder and fund facts
      • Performance
      • Quarterly Portfolio Fund update
      • Quarterly Aviator Portfolios update
      • Unit values
    • Mutual funds
      • Mutual fund disclosure
    • Annuities
  • Types of investment profiles
  • Savings calculators
  • Market view
    • May 19 to May 23, 2025
    • May 12 to May 16, 2025
    • Quarterly investment update
• Resource centre
  • Stay safe
    • Home fire prevention
    • Smoke alarms and CO detectors
    • Fire sprinkler systems
    • Family fire safety
    • Heating homes with oil
    • Radon gas testing
    • Prevent home break-ins
    • Safe driving tips
    • Car accident Tips
    • Road trip safety tips
    • Motorcycle and ATV safety
    • Rainproofing checklist
    • Vehicle recalls
    • Winter driving tips
    • Winter tire maintenance
    • Prepare for extreme weather
    • Protect against water damage
    • Flood safety
    • Hail storm safety
    • Earthquake insurance
    • Ice storm safety
    • Wildfire safety
    • Ice dam prevention
    • Winterizing your home
    • Power outage protection
    • Holiday fire safety
    • Closing your pool
    • Reduce your flood risk
    • Outdoor spring cleaning
    • Roof maintenance tips
    • Reduce business cyber risk
    • Farm fire prevention
    • Prevent workplace accidents
    • Business insurance coverage
    • Prevent business crime
    • Managing holiday work stress
    • Keep your home safe when away
    • Travel safety tips
    • Prepare for travel emergencies
    • Travel trailer maintenance
    • Travel insurance benefits
    • Managing cyber risk
    • Identity theft prevention
  • Protect what matters
    • Auto theft prevention tips
    • Protect against contractor fraud
    • Condo insurance 101
    • Why do you need insurance?
    • Understanding policy documents
    • Extreme weather and making claims
    • Travelling outside your home province
    • Rising cost of home insurance
    • Home insurance coverage
    • Determining flood risk
    • Material changes and your coverage
    • Replacement cost and actual cash value
    • Rental property tips for landlords
    • Property inspections
    • Comprehensive Water
    • At-fault collisions and insurance coverage
    • Auto insurance fraud
    • Auto insurance by province
    • What’s a write-off?
    • Auto insurance myths
    • House renovations
    • Smoking and life insurance
    • Life insurance: what’s not covered
    • Protection while building wealth
    • Pre-existing conditions
    • Cannabis legalization and your insurance
    • Service Review Panel
    • Term and permanent life insurance
  • Save money
    • How to save on Home insurance
    • Shopping for home insurance
    • How to save on car insurance
    • Purchasing second-hand vehicles
    • Are winter tires worth it?
    • When to get rental car insurance
    • Insuring a home-based business
    • Insurance for small businesses
    • Market your business for less
    • Sustainable business tips
    • Business inspections
    • Farm property inspections
  • Plan ahead
    • What is a FHSA?
    • Sustainable Investing
    • RRSP basics for Canadians
    • RRSP deadline and limits
    • Compare FHSAs, TFSAs and RRSPs
    • What is a TFSA?
    • TFSA contribution rules
    • What is a RRIF?
    • LIRAs, LIFs and more
    • Interest rates and investments
    • Investing biases
    • Non-registered savings
    • Beyond fees
    • What are mutual funds?
    • Home inventory checklist
    • Mutual funds vs other solutions
    • What are segregated funds?
    • What is cryptocurrency?
    • Market volatility strategies
    • What is an annuity?
    • Why invest with us?
    • Saving for a baby
    • RESPs for education
    • Tax and charitable donations
    • Buying life insurance young
    • Insurance for newlyweds
    • New home insurance tips
    • Home renovation tips
    • Young driver auto insurance and tips
    • New car guide
    • Retirement planning
    • Retirement tips for entrepreneurs
    • How inheritance works
    • Making a will
    • Losing a loved one
    • Critical illness insurance
    • Donating Life insurance
    • Navigate market downturns with segregated funds
    • Understanding market cycles
    • Don’t let emotions control your investments
    • Can you time the market?
    • What is your risk tolerance?
    • Setting financial goals
    • Investing when markets fall
    • The power of investing
    • A beginner’s guide to investing
    • Manage your investments
    • What are investment funds made of?
    • How inflation impacts your investments
    • Time-weighted vs. money-weighted rates of return
  • Live well
    • Home fitness tips
    • Declutter your living spaces for a healthier lifestyle
    • Sleep better and improve productivity
    • Easy ways to live a more sustainable life
    • Reduce work stress
    • Stay active at work
    • 5 steps to reach your savings goals
    • Spend less this holiday season
  • FAQ

• Get an insurance quote for your business
• Get an insurance quote for your business vehicle
• Insurance by industry
  • Professional services
  • Trades
  • Hospitality and retail
  • Educational and childcare services
  • Member organizations
• Coverage options
  • Business property insurance
  • Liability insurance
  • Equipment breakdown insurance
  • Loss of income insurance
  • Cyber security insurance
  • Crime insurance
  • Insurance for co-operatives
  • Insurance for non-profits
• Business vehicle insurance
• Group payment protection
• Commercial insurance advisors
  • Denis Godin
  • Kari MacIntyre
  • Sharon Hall

• Insurance by farm type
  • Grain farms
  • Beef farms
  • Dairy, poultry or hog farms
  • Hobby farms
  • Horse farms
  • Farms for other livestock
  • Fruit and vegetable farms
• Types of coverage
  • Property and contents
  • Machinery
  • Produce
  • Livestock, poultry and eggs
  • Pollution
  • Liability and accident
  • Managing risks
  • Additional coverage
• Succession planning

• Group benefits
  • Plan sponsor resources
    • Products and services
      • Health and dental
      • Mental health
      • Disability management
      • Inclusive coverage
  • Plan member resources
    • Retiree health and dental coverage
    • Group benefits forms
      • Prior Authorization Forms
• Group retirement and savings
  • Plan sponsor resources
  • Plan member resources
    • Investment basics
    • Retirement planning
  • Investments and performance
    • Fund performance
    • Investment managers
• Group home and auto
  • Home insurance for members
    • Water damage coverage
  • Online Services account
  • Auto insurance for members
  • Enrol your organization
  • Member discounts
  • Group claims
  • Insurance tips
    • Do you need earthquake insurance in Canada?
    • Condo Insurance 101 - Co-operators Group Insurance
    • 5 steps to reach your savings goals
    • Holiday spending tips
    • Ice dam prevention
    • House Renovations
    • Heating homes with oil
    • Easy ways to live a greener, more sustainable life
    • Roof maintenance tips for preventing leaks and damage
    • How to prevent fires at home
    • Collision: Now what?
    • Tips for a healthier home, workspace and car
    • How cannabis legalization impacts your insurance coverage
    • 8 tips for Canadian winter driving
    • Safe driving habits that save you money
    • 7 ways to get your best sleep for a productive workday
    • How insurance rates are calculated - Co-operators Group Insurance
    • Prevent Home Break-ins
    • When to choose rental car insurance - Co-operators Group Insurance
    • Fire Sprinklers
    • Travel trailer maintenance
    • Outdoor Spring Cleaning
    • Coverage for new cars - The Co-operators
    • Spring Flood Prevention
    • Winter tire tips for safer seasonal driving
    • Cold-weather power outages: what to do before, during and after
    • Keep your home safe when you’re away
    • How to prepare your home for winter
    • Protect yourself from cyber risk
    • Mental health resources
    • Does your car have an outstanding recall?
    • 9 tips for a safe road trip this summer
    • How to prevent hail damage and stay safe
    • Flood safety: how to protect your home
    • Do you know what you own?
    • Home renovation tips
    • Closing your pool
    • Drive Out Distraction
    • Five Things Young Drivers Need to Know
    • Winter tires: does the investment pay off?
    • Claims rep takes action to help ailing client
    • Vehicle writeoffs - Co-operators Group Insurance
    • Protect your home from wildfires with FireSmart
    • Fight fraud with free Identity Theft coverage - Co-operators Group Insurance
    • Stop auto fraud - Co-operators Group Insurance
    • Six ways to stay safe on social media - Co-operators Group Insurance
    • The keys to preventing car theft - Co-operators Group Insurance
    • Coverage while you’re on the move - Co-operators Group Insurance
    • What you need to know before becoming a landlord
    • What to do in case of a car accident
    • Extreme weather is the new normal. Prepare and be resilient.
    • Pull the plug on water damage - How to stay dry at home and on the road.
    • Holiday lighting safety tips
    • How to manage workplace stress during the holidays
    • Home break-ins - The Co-operators
    • Ontario Auto Reform - The Co-operators Group Insurance
    • Radon gas testing - The Co-operators Group Insurance
    • What to do in case of a car accident
    • 9 ways to reduce work stress
    • Find out about our unique Service Review Panel
    • Spring showers are on the way!
    • Buying a used car? Check the vehicle’s branding first
  • Group Insurance FAQ

• Advisor support
• Sign in
• Life insurance
• Group benefits
• Group retirement and savings

• IDEA
• Reconciliation
• Wellbeing strategy
• Sustainability
  • Sustainable products and services
    • Carbon Footprint Reporting
    • Client Solutions
    • The carbon footprint of our investment portfolios
  • Sustainable investing
    • The Resilience Acceleration Lab
  • Climate action and advocacy
  • Social impact
    • Inclusive Economy
    • Social wellness
    • Environmental resilience
    • Co-operative society
    • Co-operators community funds
    • Co-operative Development Program
• Our story
  • Stories from our history
  • The story of Co-operators and co-operative insurance in Canada
  • Timeline of the history of Co-operators
  • Our art collection
• Corporate overview
  • Investor relations
    • Quarterly financial reports
  • Our executive team
    • Robert Wesseling
    • Robert Moreau
    • Jessica Baker
    • Roger Beauchemin
    • Emmie Fukuchi
    • Lisa Guglietti
    • Paul Hanna
    • Karen Higgins
    • Laura Mably
    • Aayaz Pira
    • Colette Taylor
  • Our group of companies
  • Co-operative governance
    • Board of directors
• Reports
  • Annual reports archive
• Purpose, vision, values
• Our co-operative difference
  • What is a co-op?
  • Our co-op values
• Members of Co-operators
  • Member Benefits Program
• Corporate Venture Capital Fund
• Careers
  • Why work with us
  • Career paths
  • Students and new grads
• Newsroom

• Get a Quote
• Sign in
• Claims
  • Travel claims
    • Complaint resolution process
  • Claims process
  • Approved repair shops
  • Claims offices
  • Sustainable claims
  • Repairing your property
  • Claims and policy updates
  • Want to be a claims vendor?
• Financial Representative

• Business and farm insurance support
• Support for group plan members and sponsors
• Personal investments and insurance support

• Accessibility Plan
• Accessibility Plan Details
• Claims Guarantee
• Client Review
• Commission disclosure
  • Co-operators General
  • Co-operators Life
  • Federated Agencies Limited
  • Sovereign General
  • Unifed Insurance Brokers Limited
• Concerns and Complaints
  • Co-operators Financial Investment Services Inc
  • Co-operators General Insurance Company
  • Co-operators Life Insurance Company
  • Ford Insure and Lincoln Motor Company Insure
  • VW Insurance program, Audi Insurance program
• Consumer Information
• Quebec summaries
• Service Review Panel
• Unclaimed property
• Glossary

• Profiling and Cookies
• Terms and Conditions Paperless Delivery
• Legal
• Security
• Fraud prevention
• Voice authentication
• Identity theft
• Do not call list
• Social Media
• Terms Of Agreement
• Privacy policy
• Co-operators – Privacy Policy
• Co-operators – Federated Privacy policy

Recreational-Vehicles

• ATV insurance
• Motorcycle insurance
• Snowmobile insurance
• Trailer and camper insurance

PublicPages

• Privacy

• Purpose
• Business impact
• Communities
• Financial
• Governance
• Executive interview
• Performance Dashboard
• Sustainable development goals

• Kickstarting your financial future
• Preparing for parenthood
• Your first home

• 2022 Co-operators Young Leaders
• 2023 Co-operators Young Leaders
• 2024 Co-operators Young Leaders
• 2025 Co-operators Young Leaders