Equipment breakdown insurance

What is equipment breakdown insurance?

Equipment breakdown insurance provides coverage for property damage, business interruption (when included in your policy), and spoiled inventory or contents due to a sudden or accidental breakdown of your pressure, mechanical or electrical equipment.

We insure losses for all types of equipment, including:

• Boilers
• Air conditioning and refrigeration units
• Electrical panels
• Computers, security and telephone systems

Additional coverage for production machines

For businesses with specialized equipment, you can get coverage for machines that process, form, cut, shape, grind or convey products. You can also get coverage for maintenance machines, such as hydraulic presses, extruders, paper machines, lathes and mills.