Auto insurance for members

Enjoy our preferred auto insurance rates for your car or recreational vehicle.

What's covered?

While each province or territory in Canada handles auto insurance differently, most policies will include the following types of mandatory coverage.¹
Liability
This coverage will help pay for damages you're responsible for in case of an accident.
Accident Benefits
Cover extra medical expenses, income, or funeral costs in case of an accident.
Uninsured Automobile
Cover the costs of an accident involving another driver who isn’t insured.
Direct Compensation for Property Damage
If you’re in an accident that’s not your fault, this coverage takes care of your vehicle and everything in it.

Get additional coverage

Add an extra layer of protection with additional coverage you can rely on.
Collision
This covers the cost of repairing or replacing your vehicle if you cause an accident.
Comprehensive
If your car is damaged or stolen, this coverage will help you repair or replace it.²
Accident Protection
With this coverage, your premium won’t increase after your first car accident.
Depreciation Protection
If you buy a new car and have a claim within the first 5 years, this coverage protects your car’s full value.
Family Protection
Protects you if you get into an accident with an underinsured driver, and they’re at fault.³
Loss of Use
Need to get around while your car is in repair after an accident? This coverage helps pay for your temporary transportation costs.

Discounts for car insurance

Bundle and save

Add a home, business, farm or qualifying life policy and save.


Multi-vehicle

The more vehicles you insure with us, the more you’ll save.

Driver training

Have you completed an approved driver training course? You may be eligible for reduced premiums on some coverage.

Helpful resources

Car theft prevention tips

Stay a step ahead of car thieves with tips for keeping your vehicle safe.

All about rental car insurance

Find out if you need to buy rental car insurance the next time you rent a vehicle.

Still have questions?

Talk to us today to explore your options and put together a custom quote just for you.
1-800-387-1963

This website contains general information. Your insurance policy prevails if there is a discrepancy in the information presented.

1 Coverage and products listed may vary depending on province or territory. For complete coverage details, limitations and exclusions, please review your insurance policy. Your insurance policy will vary by province or territory and will be used to determine whether or not, as well as the extent to which, benefits will be payable.

2 Comprehensive doesn’t insure your car against theft in two instances: if a member of your household steals your car, or if an employee whose job involved using or maintaining the car steals your vehicle.

3 Benefits paid are subject to individual policies.