Home insurance
Protect your home and everything in it.
Why choose Co-operators for home insurance?
Terms and conditions apply
More than just home insurance
Our coverage extends beyond the home. Unauthorized debit or credit card use, identity fraud recovery expenses, and coverage of your personal property while you are moving are just a few of the standard coverage items that you might not expect out of your home insurance plan. Plus, if you need more, you can purchase optional insurance to cover additional items.
If you are located in Quebec, visit our Quebec home insurance page.
Condominium insurance
Our condominium coverage takes into account your responsibility for damage to common areas and improvements you make to your unit, as well as including many of the advantages of a standard home insurance policy.
Tenant insurance
We have tenant insurance plans that can be customized for almost any situation.
Seasonal homes
Whether your seasonal home is a cottage on a lake or a mobile home in a campground, Co-operators has a seasonal policy that can cover you.
Mortgage insurance
Insure your mortgage to protect your loved ones and your investment.
Learn about home insurance and our plans
What is home insurance?
Home insurance plans
How to save on home insurance
Why does Co-operators do property inspections?
Learn about water loss prevention
Download our home inventory checklist
Download our rainproofing checklist
Free legal assistance helpline
Did you know, if you are a Co-operators Home, Farm and Commercial client, you can call 1-855-953-1431 from 8 a.m. to 12 a.m. ET to speak to a lawyer on almost any topic related to Canadian law.