Member Benefits Program

Being a member has great benefits. If your organization participates in our Member Benefits Program, you can enjoy exceptional coverage and service, along with exclusive rates.1

Call a Co-operators financial representative at 1-844-770-9138 to find out more.

Why choose Co-operators?


As a Canadian co-operative, we’re committed to helping you protect and save for what matters most.

We offer a full lineup of comprehensive and sustainable insurance and investment solutions. Through our Member Benefits Program, you can take advantage of:


Enhanced home coverage at preferred rates
Enjoy exclusive benefits that can help you save more. For example, get Claims Forgiveness automatically on your eligible home policy so that your first home claim has no impact on your policy or premiums. Plus, save up to 5% on eligible policies.2 Get a home insurance quote and buy online.
Preferred rates on auto insurance
Depending on which province you call home, you can take advantage of exclusive rates on auto insurance.2 Get a car insurance quote and buy online.
Enhanced business coverage
Our exclusive Commercial Advantage Endorsement provides more than 30 additional coverage extensions and is included with property coverage. Request a business insurance quote.
Enhanced farm insurance options at preferred rates
Save up to 5% on eligible policies.2 Plus, choose from more than 30 different types of coverage at a reduced cost. Call 1-844-770-9138 to find out more.
Discounts on travel insurance
Save up to 10% on eligible policies.2 Get a travel insurance quote.

1 Contact a Co-operators financial representative at 1-844-770-9138 to find out which benefits are available through your Co-operators Member Benefits Program. Savings vary based on the eligible policy type and each individual’s insurance profile and are not guaranteed. Discount applies to qualified members of the Member Benefits Program only. Certain conditions, limitations and exclusions may apply.

2 Terms and conditions may apply. Discounts, coverage and eligibility vary by province. Not all products are available in all provinces.

Travel insurance is underwritten by CUMIS General Insurance Company, a member company of The Co-operators Group Limited, and is administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Refer to the certificate for full terms and conditions, including limitations and exclusions.

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